Introduction
This Privacy Notice explains how we use your personal data when you use our websites and services that link to this Notice. We may update this Notice from time to time. If we make material changes, we will let you know.

Who we are
The controller of your personal data is Caroline Ciantar-Barbara (“we”, “our”, “us”).

What data we collect
We collect:

• Identity & contact details – such as your name, email, and address
• Financial & payment data – when you make payments
• Messages & communications – when you contact us
• Web activity & cookies – information about how you use our website
  
  

How we use your data
We only process your data when we have a lawful basis to do so. Typical uses include:

• Providing our services (performance of a contract)
• Responding to your requests (contract or legitimate interests)
• Meeting legal obligations (e.g. tax)
• Improving our services & website (legitimate interests)
• Carrying out surveys & research (legitimate interests)
• Marketing with your consent (only if you opt-in)
• Cookies & analytics (consent where required)
  
  

Sharing Your Data
We may share your data:

• With trusted service providers (e.g. hosting, payment processors)
• With regulators or authorities where legally required

International transfers

We currently do not transfer your personal data outside of the EEA. If this changes in the future, we will ensure appropriate safeguards are in place and update this notice.

Cookies
Cookies help us operate our website and improve your experience. You can manage or disable cookies through your browser settings.

Retention
We keep your data only as long as needed for the purposes described above or as required by law.

Your rights
You have the right to:

• Access, correct, or delete your personal data
• Object to certain types of processing (e.g. marketing)
• Receive your data in a portable format
• Lodge a complaint with your national data protection authority
  
  

Contact us
If you have questions or wish to exercise your rights, contact us at caroline@ccb.com.mt

Version: 01
Last update: 19.9.2025